Amount
Convertible loan — full tuition and allowances, convertible to scholarship on government service
Deadline
April (annual, ~2 weeks window)
Study
Local
Bond
Yes — government/public service bond
Eligibility
Grades: Excellent SPM 2025 results. First-time SPM candidates only.
Who: Open to all Malaysians
Notes
Joint JPA-MARA programme for top SPM leavers. Pinjaman Boleh Ubah (convertible loan) for pre-university through first degree at local public universities. Application window is very short — typically 2 weeks after SPM results.